Free help lines in Missouri
State and local agencies that help older adults and their families in Missouri. Calling them is free.
ESB (EverySeniorBenefits.com) is not a government agency. These numbers reach the agencies directly. We have no phone line of our own and never charge for help.
In an emergency, call 911.
Read the Missouri benefits guide
Missouri agencies
Medicaid and help paying Medicare costs
MO HealthNet (Medicaid) and Medicare Savings Programs
Missouri Department of Social Services, Family Support Division
- Phone 1-855-373-9994 Apply for MO HealthNet by phone; FSD Information Center 855-373-4636
- TTY 1-800-735-2966
- Website dss.mo.gov/mhd
- Online dss.mo.gov/node/411
Checked 2026-10-18 on dss.mo.gov
Food help (SNAP)
Food Stamp Program (SNAP)
Missouri Department of Social Services, Family Support Division
- Phone 1-855-373-4636 Family Support Division Information Center; interviews 855-823-4908; case information 800-392-1261
- TTY 1-800-735-2966
- Website dss.mo.gov/fsd
- Online dss.mo.gov/node/411
Checked 2026-10-18 on dss.mo.gov
Free Medicare counseling
Missouri State Health Insurance Assistance Program (SHIP)
Missouri Department of Commerce and Insurance
- Phone 1-800-390-3330
- Website missouriship.org
Checked 2026-10-18 on dss.mo.gov
Aging services and local help
Missouri Senior Resource Line
Missouri Department of Health and Senior Services
- Phone 1-800-235-5503 Enter your 5-digit zip code to be transferred to your local Area Agency on Aging; Senior and Disability Services 573-526-4542
- Website health.mo.gov/partners-providers/area-agencies-aging
Checked 2026-10-18 on health.mo.gov
Help with energy bills
Low Income Home Energy Assistance Program (LIHEAP)
Missouri Department of Social Services, Family Support Division
- Phone 1-855-373-4636 855-FSD-INFO
- TTY 1-800-735-2966
- Website dss.mo.gov/utility-assistance/liheap
- Online formsportal.mo.gov/content/forms/af/moa/my-dss/family-support-division/liheap/liheap/.html
Checked 2026-10-18 on dss.mo.gov
Report abuse, neglect or exploitation
Adult Abuse and Neglect Hotline
Missouri Department of Health and Senior Services
- Phone 1-800-392-0210 Includes elder abuse
- TTY 1-800-735-2966
- Website health.mo.gov/seniors
Checked 2026-10-18 on dss.mo.gov
Nursing home and assisted living complaints
Missouri Long-Term Care Ombudsman Program
Missouri Department of Health and Senior Services
- Phone 1-800-309-3282
- Website health.mo.gov/local/find-your-ombudsman
Checked 2026-10-18 on dss.mo.gov
Report Medicare fraud and billing errors
Missouri Senior Medicare Patrol
Missouri Senior Medicare Patrol
- Phone 1-888-515-6565
Checked 2026-10-18 on dss.mo.gov
Insurance questions and complaints
Consumer Hotline
Missouri Department of Commerce and Insurance
- Phone 1-800-726-7390
- Website insurance.mo.gov
- Online insurance.mo.gov/consumer-complaints/insurance-complaints
- Email [email protected]
Checked 2026-10-18 on insurance.mo.gov
Scams and consumer complaints
Consumer Protection
Missouri Attorney General's Office
- Phone 1-800-392-8222 Consumer Protection Hotline
- Website ago.mo.gov
- Online app.ago.mo.gov/app/consumercomplaint
Checked 2026-10-18 on app.ago.mo.gov
National help lines
Social Security national line
Social Security Administration
Call about retirement, disability, survivor or SSI benefits, Social Security cards, Medicare enrollment and replacement Medicare cards.
- Phone 1-800-772-1213
- TTY 1-800-325-0778
- Hours Monday to Friday, 8 a.m. to 7 p.m. local time; automated phone services 24 hours a day
- Languages Spanish and other-language pages at ssa.gov/es and ssa.gov/multilanguage
- Website ssa.gov
- Online Sign in to or create a my Social Security account (benefit letters, SSA-1099, direct deposit, address change, Statement)
Waits are usually shorter in the morning and later in the week and month. The automated line, open 24 hours, can send a benefit letter, a replacement SSA-1099 or Medicare card, and change your address or phone. Find a local office at ssa.gov/locator.
Checked on www.ssa.gov
1-800-MEDICARE
Centers for Medicare & Medicaid Services
Call about Medicare coverage, claims, bills, plan choices and enrollment, drug plans, and to report suspected Medicare fraud or file complaints.
- Phone 1-800-633-4227 (1-800-MEDICARE)
- TTY 1-877-486-2048
- Hours 24 hours a day, 7 days a week (except some federal holidays); live chat same hours
- Languages Ask for an interpreter (medicare.gov/about-us/other-languages)
- Website medicare.gov
- Online Live chat with Medicare
This is also how to reach the Medicare Beneficiary Ombudsman: if your plan or 1-800-MEDICARE has not solved a problem, ask the representative to send your complaint to the Ombudsman. Drug and Medicare Advantage plan complaints can also be filed online at medicare.gov/my/medicare-complaint.
Checked on www.medicare.gov
Medicare quality help line (QIO)
Commence Health
Appeal if you think a hospital, nursing home or other Medicare provider is ending your care too soon, or complain about the quality of care.
- Phone 1-888-755-5580
- Website commencehealthqio.cms.gov
- Email [email protected]
Checked on www.commencehealthqio.cms.gov
Eldercare Locator
U.S. Administration for Community Living (run by USAging)
Find local help for older adults and caregivers: Area Agency on Aging, meals, transportation, in-home care, caregiver support, legal help and more.
- Phone 1-800-677-1116
- TTY 711
- Hours Monday to Friday, 8 a.m. to 9 p.m. Eastern
- Languages Spanish-speaking specialist by phone; interpretation in 150 languages during business hours
- Website eldercare.acl.gov
- Email [email protected]
TTY users: call 711 and ask the relay operator to connect you to 1-800-677-1116.
Checked on eldercare.acl.gov
National Elder Fraud Hotline
U.S. Department of Justice, Office for Victims of Crime
For people 60+ (or family) who lost money or were targeted by fraud; case managers help you report it and connect to resources.
- Phone 1-833-372-8311 (1-833-FRAUD-11)
- Hours Monday to Friday, 10 a.m. to 6 p.m. Eastern
- Website justice.gov/elderjustice/find-help-or-report-abuse
- Online Elder Justice locator for state and local resources
Checked on www.justice.gov
988 Suicide & Crisis Lifeline
988 Suicide & Crisis Lifeline (funded by SAMHSA)
Call, text or chat any time if you or someone you care about is in emotional distress, a mental health or substance use crisis, or thinking about suicide.
- Phone 988
- Text 988
- Hours 24 hours a day, 7 days a week
- Languages Spanish: press 2 when calling; Spanish text and chat available; interpretation services offered
- Website 988lifeline.org
- Online Chat with a counselor online
Phone menu: press 1 for the Veterans Crisis Line, press 2 for Spanish. Free and confidential. In immediate danger, call 911.
Checked on 988lifeline.org
Page last reviewed: 2026-10-18